{"id":17442,"date":"2026-02-09T10:40:01","date_gmt":"2026-02-09T10:40:01","guid":{"rendered":"https:\/\/cbs-construction.am\/mortgage-calculator\/"},"modified":"2026-08-25T08:08:32","modified_gmt":"2026-08-25T08:08:32","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/cbs-construction.am\/en\/mortgage-calculator\/","title":{"rendered":"Mortgage calculator"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17442\" class=\"elementor elementor-17442 elementor-12068\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63ea301 e-flex e-con-boxed e-con e-parent\" data-id=\"63ea301\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38bac6f box-width-yes elementor-widget__width-initial animated-fast elementor-widget-laptop__width-initial spaciaz-scrolling-ltr elementor-invisible elementor-widget 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      <\/div>\n                                        <\/div>\n            <\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8f5ba1 elementor-widget__width-initial animated-fast elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d8f5ba1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;opal-move-up&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bc477d elementor-widget-laptop__width-initial elementor-widget elementor-widget-html\" data-id=\"8bc477d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p style=\"max-width: 900px; margin: 0 auto 24px; padding: 0 20px; font-size: 16px; line-height: 1.7; color: #555; text-align: center;\">Use this mortgage calculator to estimate the monthly payment, loan amount and total interest when buying an apartment in Armenia. Enter the property price, down payment, annual interest rate and loan term. The calculation is for informational purposes and may differ from the bank\u2019s final offer.<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d4c0113 elementor-widget-laptop__width-initial elementor-widget elementor-widget-html\" data-id=\"1d4c0113\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src=\"https:\/\/cdnjs.cloudflare.com\/ajax\/libs\/html2pdf.js\/0.10.1\/html2pdf.bundle.min.js\"><\/script><script src=\"https:\/\/cdn.jsdelivr.net\/npm\/chart.js\"><\/script><div id=\"mortgage-app\" style=\"max-width: 900px; margin: auto-fit; font-family: sans-serif; color: #333;\"><div id=\"capture-area\" style=\"background: #ffffff; padding: 30px; border-radius: 16px; box-shadow: 0 10px 30px rgba(0,0,0,0.05);\"><div style=\"display: flex; justify-content: space-between; align-items: center; margin-bottom: 30px; border-bottom: 2px solid #f0f0f0; padding-bottom: 20px;\"><button id=\"download-btn\" class=\"no-print\" style=\"background: #132a13; color: white; border: none; padding: 10px 20px; border-radius: 8px; cursor: pointer; font-size: 14px; transition: 0.3s;\">Download PDF<\/button><\/div><div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 30px;\"><div class=\"no-print\" style=\"display: flex; flex-direction: column; gap: 15px;\"><div><label style=\"font-size: 13px; color: #666;\">Property Price<\/label><input id=\"p\" type=\"number\" value=\"25000000\" style=\"width: 100%; padding: 10px; border: 1px solid #ddd; border-radius: 6px;\"><\/div><div><label style=\"font-size: 13px; color: #666;\">Down Payment<\/label><input id=\"d\" type=\"number\" value=\"5000000\" style=\"width: 100%; padding: 10px; border: 1px solid #ddd; border-radius: 6px;\"><\/div><div style=\"display: flex; gap: 10px;\"><div style=\"flex: 1;\"><label style=\"font-size: 13px; color: #666;\">Interest Rate (%)<\/label><input id=\"r\" type=\"number\" value=\"11\" step=\"0.1\" style=\"width: 100%; padding: 10px; border: 1px solid #ddd; border-radius: 6px;\"><\/div><div style=\"flex: 1;\"><label style=\"font-size: 13px; color: #666;\">Loan Term (Years)<\/label><input id=\"y\" type=\"number\" value=\"1\" style=\"width: 100%; padding: 10px; border: 1px solid #ddd; border-radius: 6px;\"><\/div><\/div><\/div><div style=\"background: #f2f4f2; padding: 25px; border-radius: 12px; border: 2px solid #132a13; text-align: center;\"><span style=\"color: #132a13; font-size: 14px;\">Monthly Payment<\/span><div id=\"m_res\" style=\"font-size: 32px; font-weight: 700; color: #132a13; margin: 10px 0;\">0 \u058f<\/div><hr style=\"border: 0; border-top: 1px solid #ddd; margin: 15px 0;\"><div style=\"display: flex; justify-content: space-between; font-size: 14px;\"><span>Loan Amount:<\/span><span id=\"loan_res\" style=\"font-weight: 600;\">0 \u058f<\/span><\/div><div style=\"display: flex; justify-content: space-between; font-size: 14px; margin-top: 5px;\"><span>Total Interest:<\/span><span id=\"i_res\" style=\"font-weight: 600;\">0 \u058f<\/span><\/div><\/div><\/div><div style=\"margin-top: 30px; display: flex; flex-direction: column; align-items: center;\"><div id=\"chart-container\" style=\"width: 250px; height: 250px; margin-bottom: 20px;\"><canvas id=\"myChart\"><\/canvas><\/div><div id=\"table_container\" style=\"width: 100%; overflow-x: auto;\"><\/div><\/div><\/div><\/div><style>.pdf-table { width: 100%; border-collapse: collapse; margin-top: 20px; }\r\n    .pdf-table th, .pdf-table td { padding: 10px; border-bottom: 1px solid #eee; text-align: right; font-size: 10px; }\r\n    .pdf-table th { background: #f8f9fa; }\r\n    @media print { .no-print { display: none !important; } }\r\n<\/style><script>(function() {\r\n    const format = (n) => Math.round(n).toLocaleString() + ' \u058f';\r\n    let chart = null;\r\n\r\n    function update() {\r\n        const p = +document.getElementById('p').value || 0;\r\n        const d = +document.getElementById('d').value || 0;\r\n        const r_val = +document.getElementById('r').value || 0;\r\n        const y_val = +document.getElementById('y').value || 0;\r\n        \r\n        const loan = p - d;\r\n        const r = r_val \/ 100 \/ 12;\r\n        const n = y_val * 12;\r\n\r\n        const mRes = document.getElementById('m_res');\r\n        const loanRes = document.getElementById('loan_res');\r\n        const iRes = document.getElementById('i_res');\r\n        const tableCont = document.getElementById('table_container');\r\n        const chartCanv = document.getElementById('myChart');\r\n\r\n        \/\/ Down payment validation\r\n        if (loan <= 0) {\r\n            mRes.innerText = format(0);\r\n            loanRes.innerText = format(0);\r\n            iRes.innerText = format(0);\r\n            tableCont.innerHTML = '<div style=\"padding:20px; text-align:center; color:green; font-weight:bold;\">The property has been paid in full.<\/div>';\r\n            if(chart) { chart.destroy(); chart = null; }\r\n            return;\r\n        }\r\n\r\n        if (r_val <= 0 || y_val <= 0) return;\r\n\r\n        const m = (loan * r) \/ (1 - Math.pow(1 + r, -n));\r\n        const totalInterest = (m * n) - loan;\r\n\r\n        mRes.innerText = format(m);\r\n        loanRes.innerText = format(loan);\r\n        iRes.innerText = format(totalInterest);\r\n\r\n        \/\/ Chart\r\n        if (chart) chart.destroy();\r\n        chart = new Chart(chartCanv, {\r\n            type: 'doughnut',\r\n            data: {\r\n                labels: ['Principal', 'Interest'],\r\n                datasets: [{\r\n                    data: [loan, totalInterest],\r\n                    backgroundColor: ['#132a13', '#870903']\r\n                }]\r\n            },\r\n            options: { cutout: '75%', plugins: { legend: { position: 'bottom' } } }\r\n        });\r\n\r\n        \/\/ Table\r\n        let html = '<table class=\"pdf-table\"><thead><tr><th>Month<\/th><th>Payment<\/th><th>Interest<\/th><th>Principal<\/th><\/tr><\/thead><tbody>';\r\n        let balance = loan;\r\n        for (let i = 1; i <= n; i++) {\r\n            let iPay = balance * r;\r\n            let pPay = m - iPay;\r\n            balance -= pPay;\r\n            html += `<tr><td>${i}<\/td><td>${format(m)}<\/td><td>${format(iPay)}<\/td><td>${format(pPay)}<\/td><\/tr>`;\r\n        }\r\n        html += '<\/tbody><\/table>';\r\n        tableCont.innerHTML = html;\r\n    }\r\n\r\n    \/\/ Events\r\n    ['p', 'd', 'r', 'y'].forEach(id => {\r\n        document.getElementById(id).addEventListener('input', update);\r\n    });\r\n\r\n\r\n\r\ndocument.getElementById('download-btn').onclick = function() {\r\n        const element = document.getElementById('capture-area');\r\n        \r\n        \/\/ Use the same configuration as in the first code snippet\r\n        html2pdf().set({\r\n            margin: 10,\r\n            filename: 'mortgage-report.pdf',\r\n            image: { type: 'jpeg', quality: 0.98 },\r\n            html2canvas: { \r\n                scale: 2, \r\n                scrollY: 0, \/\/ Prevents scrolling from affecting the PDF layout\r\n                useCORS: true \/\/ Helps when external images are present\r\n            },\r\n            jsPDF: { unit: 'mm', format: 'a4', orientation: 'portrait' }\r\n        }).from(element).save();\r\n    };\r\n    \r\n    \r\n    update();\r\n})();\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Contact Us \u00b7 Mortgage calculator Use this mortgage calculator to estimate the monthly payment, loan amount and total interest when buying an apartment in Armenia. Enter the property [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-17442","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Estimate your monthly mortgage payment in Armenia. 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